610 Water Street

Holt, MO
$ 149,000 Beds 2 Baths 1 Sq 1,000
Monthly Estimate* How much can I afford?

Welcome to 610 Water Street, a charming 2-bedroom, 1-bathroom home in the Kearney School District that's ready to make your own. Located on a spacious lot on a quiet street, enjoy your mornings on the inviting front porch with a cup of coffee as you watch the day begin. Step inside to a cozy living room that flows seamlessly into the dining area. Just off the dining room, the updated kitchen offers easy access to the enclosed back porch overlooking the backyard. Down the hall, you'll find the spacious primary bedroom with two closets for added storage, a second bedroom, and a full bathroom. Outside, the backyard provides room to play, garden, or gather, complete with two sheds for all your tools and storage needs. Conveniently located in Holt with the benefit of Kearney schools, this home offers a wonderful balance of charm, practicality, and potential. Be sure to also check out MLS #2602290 at 606 Water Street, located right next door—an incredible opportunity to purchase two neighboring properties. Buy one and make the other an investment property, start your rental portfolio, or create a perfect setup for multigenerational living or a mother-in-law quarters arrangement.

Active

  • Price
  • $ 149,000
  • City
  • Holt
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • CLAY
  • Half Bathrooms
  • 0
  • Area
  • 110 - N=Clinton Co Ln - S=291 - E=I-35 - W=Clay Co
  • Lot Size
  • 0.329982 Acres
  • Zip
  • 64048
  • Sqr Footage
  • 1,000
  • Year Built
  • 1960
  • Taxes
  • $ 160
  • Style
  • MLS#
  • 2602293
Listed By: Real Broker, LLC-MO
Data Source: Heartland MLS (HMLS)

Features

General

Living Area 1000
Sewer Unknown
Heating Natural Gas
Cooling Window Unit(s)
Roof Metal
Patio/Porch Features Porch
Construction Materials Metal Siding
Year Built 1960
Property Subtype Single Family Residence
Ownership Private
Assoc Fee Paid Per Annually
County Clay
Property Type Residential
HOA No
Subdivision Name Other
Garage Y/N No
Other Structures Shed(s)
Full Baths 1
Status Active
Directions I-35 South to PP hwy exit,turn left,turn left onto 33 highway,turn left onto County Road BB and right onto Waters Street.
High School Kearney
City Holt
High School District Kearney
MLS Area 110 - N=Clinton Co Ln;S=291;E=I-35;W=Clay Co Ln
Lot Size Units Acres
Lot Size Square Feet 14374.8
Listing Terms Cash,Conventional
Elementary School Dogwood
Middle/Junior High School Kearney
Public Remarks Welcome to 610 Water Street,a charming 2-bedroom,1-bathroom home in the Kearney School District that's ready to make your own. Located on a spacious lot on a quiet street,enjoy your mornings on the i
Standard Status Active
In Flood Plain Unknown
HMS_MaintenanceProvidedYN No

Interior Features

Basement Slab
Flooring Luxury Vinyl
Basement (Y/N) No
Air Conditioning Y/N No
Fireplace Y/N No
Above Grade Finished Area 1000
Total Bedrooms 2
Dining Area Features Liv/Dining Combo
Floor Plan Features Ranch

Exterior Features

Parking Features Other
Lot Features Many Trees
Water Source Public
Lot Size Area 0.33
Other Room Features Enclosed Porch

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lee's Summit, MO office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Dogwood Elementary School
Middle School Kearney Middle School
High School Kearney High School

Price History

2/17/2026 Listed $190,000
4/16/2026 6% - $179,000
6/15/2026 3% - $175,000
8/6/2026 15% - $149,000

Property vs Zip Code Average in 64048

Price
AVG $510K
$150K
Taxes
AVG $2,519
$160
Year Built
AVG 1973
1960
Visits
AVG 130
335
Data Provided by Inside Real Estate®

610 Water Street Holt, MO is a Single Family Home for sale at $149000 with 1000 sqft and a lot size of 0.329982 Acres Acre(s). 610 Water Street Holt has 2 bedrooms, 1 baths and was built in 1960. The property's zip code is 64048 which is in Holt, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.